Car Insurance

With car insurance you can select the cover to suit your needs and your budget. Choose between comprehensive protection, and lower level covers with a lower insurance premium. Options to reduce your premium include nominated driver car insurance and nominated driver low kilometer car insurance.

  Pay monthly at no extra cost.

  Choose between Comprehensive, Fire, Theft & Third party Only cover.

  24 hour/ 7 days emergency claims assistance service.

  Comprehensive cover benefits include:

• Choice of agreed value or market value for the vehicle being insured.
• Protected No Claim Bonus.
• Emergency or temporary repairs.
• Trailer replacement or repair.
• Cover for damaged personal items.

Why should you buy insurance?

Basically, the purpose of all insurance is to protect yourself or your family against the financial impact of a tragedy. Insurance is not to help you budget moderate-sized expenses, but to protect you against the truly catastrophic.

TIPS FOR INSURING YOUR MOTOR VEHICLE

Tip 1: Know your car insurance requirements

Most countries require you to carry a minimum amount of liability coverage. Many countries have "no-fault" auto insurance systems. Coverage for medical costs for you and your passengers is optional in some countries. Coverage for damage to your car is optional.

Tip 2: Write up your personal car insurance profile

List pertinent information concerning what type of vehicle you drive, where you drive, who else drives, what your driving record is, where you live, what optional safety features your car has. This profile will make the next step easier.

Tip 3: Comparison Shop

Prices for the same coverage can vary by hundreds of dollars, so it pays to shop around. Ask your friends, check the Yellow Pages, and call your state insurance department for guidance. Contact insurance agents or companies for general pricing information. Select a few insurers for personalized quotes.

Tip 4: Meet with potential insurance agents

Make a few appointments, bring your personal car insurance profile with you, and ask questions. You want a fair price and quality service. Ask about available discounts, higher deductibles, service options and claims procedures after accidents. Take notes.

Tip 5: Compare Again

Consider cost, coverage offered, and quality of service available. Select your insurer.

Tip 6: Read your policy

Yes, even the fine print! Ask questions. Keep your policy at hand. Call your insurer to keep your policy up-to-date, inform your agent of any changes (new car, new job, new driver, etc.), and ask periodically about any possible discounts. Review your policy yearly with your insurer.

Tip 7: Keep your insurance information with you

Many states require drivers to carry a proof-of-insurance card with them when driving. Ask your insurer for a card, and keep it in your wallet or in your car.